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Data Privacy Policy

1. Introduction

Welcome to Credit and Databureau (SI) Ltd (“we,” “us,” “our,” or the “Company”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at http://www.cdb.com.sb (the “Site”).

Please read this Privacy Policy carefully. By using the Site, you agree to the terms described in this policy. If you do not agree, please discontinue use of the Site.

2. Information We Collect

2.1 Information You Provide to Us

We may collect information you voluntarily provide when you:

  • Create an account
  • Fill out a contact or registration form
  • Subscribe to a newsletter
  • Make a purchase
  • Contact customer support
  • Post comments or content

This may include: name, email address, phone number, mailing address, payment information, and any other details you choose to submit.

2.2 Information Collected Automatically

When you visit the Site, we may automatically collect:

  • IP address
  • Browser type and version
  • Device information
  • Operating system
  • Pages visited and time spent on pages
  • Referring website
  • Approximate geographic location (based on IP address)

2.3 Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities. You can control cookies through your browser settings. See our [Cookie Policy] for more details.

2.4 Information from Third Parties

We may receive information about you from third-party services, such as social media platforms, analytics providers, or payment processors.

3. How We Use Your Information

We may use the information we collect to:

  • Provide, operate, and maintain the Site
  • Process transactions and send related information
  • Respond to inquiries and provide customer support
  • Send administrative information, updates, and marketing communications (where permitted)
  • Improve and personalize your experience on the Site
  • Monitor and analyze usage and trends
  • Detect, prevent, and address technical issues, fraud, or illegal activity
  • Comply with legal obligations

4. How We Share Your Information

We do not sell your personal information. We may share your information in the following circumstances:

  • Service Providers: With third-party vendors who perform services on our behalf (e.g., hosting, payment processing, analytics, email delivery).
  • Business Transfers: In connection with a merger, acquisition, or sale of assets.
  • Legal Requirements: When required by law, regulation, legal process, or governmental request.
  • Protection of Rights: To protect the rights, property, or safety of our Company, users, or others.
  • With Your Consent: For any other purpose disclosed to you and with your consent.

5. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

6. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

  • Access: Request a copy of the personal data we hold about you
  • Correction: Request correction of inaccurate or incomplete data
  • Deletion: Request deletion of your personal data
  • Restriction: Request that we limit how we use your data
  • Portability: Request transfer of your data to another service
  • Objection: Object to certain processing of your data
  • Withdraw Consent: Withdraw consent where processing is based on consent

To exercise these rights, please contact us via our contact us page .

7. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your information from unauthorized access, use, or disclosure. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

8. International Data Transfers

If you access the Site from outside Solomon Islands, your information may be transferred to, stored, and processed in a country different from your own. We take steps to ensure appropriate safeguards are in place for such transfers.

9. Children’s Privacy

The Site is not intended for children under the age of 18. We do not knowingly collect personal information from children. If we learn we have collected such information, we will take steps to delete it promptly.

10. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We encourage you to review this Privacy Policy periodically.

12. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at on our contact us page.